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Empowering You to Make better financial decision for yourself

University Financial Strategies: Clear Steps to Smarter Money Decisions

As a Raleigh-based CERTIFIED FINANCIAL PLANNER®, we guide you through a proven step-by-step process to manage investments, optimize cash flow, and reduce taxes. Our virtual meetings fit your schedule, helping you overcome financial obstacles with clarity and control.

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Comprehensive financial planning tailored to your goals, focusing on investments, cash flow, and tax efficiency.

Our Core Financial Planning Services

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Comprehensive Financial Planning


Combines Investment Management, Financial Planning and Tax Planning into a Holistic Package.


Ongoing comprehensive customized planning advice, covering all areas of personal finance, with a regular schedule of progress meetings with a CERTIFIED FINANCIAL PLANNER® Professional 






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Financial Coaching




If you want to win with money, you need a plan that works. Dave Ramsey’s 7 Baby Steps work because it is a clear path to know where you are and where you are headed next.


It is not a simple fix to making you wealthy, but we believe people need a coach to help them stay focused on achieving the Financial Freedom they deserve.




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Investment Management

Did you know human beings are twice as concerned about avoiding losses than they are about achieving potential gains? 


This is why humans tend to sabotage their own investing.  This is the real cost people never think about. We help solve this by building you a customized portfolio designed for your comfort level and needs coordinated across all of your accounts including your company retirement plan.




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Is your 401(k) untouched for years, potentially hindering your retirement goals? You’re not alone. Many individuals struggle with managing these accounts.


Our innovative platform allows us to directly manage your 401(k) without transferring assets. This eliminates hassle and keeps your funds secure. We can also view your 401(k) alongside your other investments to create a cohesive strategy aligned with your goals.

Step 1: Save a Starter Emergency Fund

Set aside $1,000 quickly to cover unexpected expenses and avoid new debt.

Step 2: Pay Off All Debt Except the House

Focus on eliminating credit cards, car loans, and other debts to free up cash flow.

Step 3: Build a Full Emergency Fund

Accumulate three to six months of living expenses to protect against income loss.

Step 4: Invest for Retirement

Contribute consistently to retirement accounts to grow your long-term savings.

Step 5: Save for College

Start funding education costs to reduce future financial burdens.

Step 6: Pay Off Your Home Early

Make extra mortgage payments to reduce interest and own your home sooner.

Step 7: Build wealth and Give

You know what people with no debt can do? Anything they want! The last step is the most fun. You can live and give like no one else. Keep building wealth and become outrageously generous, all while leaving an inheritance for your kids and their kids.

Common Questions About Financial Planning

Find clear answers to frequently asked questions about our financial planning services, the Baby Step process, and how we support your financial goals with personalized strategies.

  • What is the Baby Step process?

    The Baby Step process breaks down financial planning into manageable stages, helping you build a solid foundation before moving to more complex goals. This approach reduces overwhelm and keeps your progress steady and measurable.

  • How do your services work remotely?

    We conduct all meetings via Zoom, allowing you to receive expert financial advice from your home or office. This setup ensures convenience without sacrificing personalized attention or timely guidance.

  • What financial areas do you focus on?

    Our services cover investment strategies, cash flow management, guided Estate Planning and tax planning. 


    Review your tax return is vital in identifying opportunities to keep more of your money while aligning your investments with your goals.

  • How do you help with tax planning?

    We analyze your tax returns regularly to uncover deductions and credits you may miss. Our proactive approach helps minimize your tax burden and improves your overall financial efficiency.

  • Can I start financial planning at any stage?

    Yes, the Baby Step process is designed to support clients at any point in their financial journey. Whether you’re just starting or adjusting your plan, we tailor strategies to fit your current situation and future goals.

  • What is the difference between Financial Coaching and Planning.

    While both services are designed to help you win with money and achieve the Financial Freedom you deserve, they address different stages of your financial journey.


    We are uniquely positioned to serve you with both approaches, ensuring you get the right support at the right time, all built on the proven foundation of the Dave Ramsey Baby Steps.

Need More Information?

Contact us to discuss your specific questions or schedule a consultation. Our team is ready to guide you through each step toward financial confidence.

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Guiding your financial future with clarity and confidence

Connect with University Financial Strategies for personalized financial planning

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